Rented Equipment Coverage

This policy is designed to cover equipment you rent from others, including rental houses, equipment sharing platforms, and individuals. This policy protects the rented gear from covered causes of loss or damage while it is in your possession.

  • Flexible Term: Coverage as short as one day, up to one year.
  • Low Cost: Short-term policies start at $165, and annual policies start at $340!
  • Flexible Coverage: Flexible coverage limits, coverage terms and deductibles.
  • Instant, Unlimited and Free COIs: Certificates of Insurance can be generated immediately after purchase! There is no limit to the number of COIs you can issue, and additional COIs can be issued free of charge.
  • Worldwide coverage: Your policy will cover the rented gear while it is in use, storage, or transit, worldwide!

Equipment Covered by the Policy

  • Cameras, camera equipment, sound, lighting and grip equipment, communications equipment, portable electric equipment, musical instruments, sound equipment, editing and projection equipment, office personal property, generators, mechanical effects equipment, props, sets, wardrobes, similar personal property, and related production and sound equipment.

Covered Causes of Loss or Damage

  • Accidental Damage, Theft, Fire, Earthquake, Flood, Acts of Terrorism, Smoke, Water Damage, Falling Objects, Damage or Loss in Transit, Lightning, Explosion, Windstorm & Hail

Policy Exclusions

  • Wear and Tear, Drone Damage or Loss while in Operation, Hidden or Latent Defect, Mechanical Breakdown, Dishonesty, Governmental Action, Acts or decisions, Consequential Loss, Dampness, Dryness, or Extremes of Temperature, Insects, Vermin, Negligent Work, Nuclear Hazard, Pollutants, Rust, Oxidation, Corrosion or Discoloration, Unauthorized Transfer, War or Military Action & Equipment in any country being sanctioned by the US.
  • The following exclusions can be removed from your policy: Theft from an unlocked vehicle, equipment afloat or submerged, False Pretense & limits above $25,000 in Mexico


  • Standard Deductible Options: $250, $500, $1,000, $2,500 and $5,000
  • Specialized Deductible Options (theft from a vehicle & international claims): $500, $1,000, $2,500 and $5,000
  • Deductibles apply per claim, and if the claim involves rented equipment, you will be required to pay the deductible directly to the rental house

International Travel

Payments and Price 

  • Short-term policies start as low as $165
  • Annual policies start at $340.
  • You can view a quote immediately after applying.
  • Complete payment using your major US credit card.

What to Schedule

  • Rented items individually valued over $150,000 must be scheduled onto your policy.
  • All other items can be covered without scheduling. 

Claims and Valuation

  • Equipment is valued based on replacement cost at the time of the claim. 
  • Submit a claim at any time from your dashboard at 

Learn more at Help.InsureMyEquipment.Com.